The Ultimate 90-Day Fat Loss Checklist:

If you want to lose body fat, build muscle, and feel more energised, you don’t need another fad diet. You need a structured plan that’s simple enough to follow consistently. This 90-day checklist will help you stay on track. That’s exactly what I offer my personal training clients in Marylebone.

Phase 1: Foundation (Weeks 1–4)

Focus: Build habits that create consistency.

  • Set clear goals (define your 90-day target in weight, body fat %, or clothing size).

  • Track starting points (photos, weight, measurements).

  • Plan your workouts (3–4 strength sessions + 1–2 cardio sessions weekly).

  • Daily protein target: 1.6–2g per kg of body weight.

  • Hydration habit: 2–3L water per day.

  • Step count baseline: Track current average and aim to increase by 2k steps/day.

  • Sleep routine: Aim for 7–8 hours consistently.

  • Cut liquid calories (sodas, excess alcohol, fancy coffees).

Phase 2: Progress (Weeks 5–8)

Focus: Increase intensity & dial in nutrition.

  • Progressive overload (increase weight/reps in training weekly).

  • Meal prep 2–3 times/week to avoid takeaways.

  • Track calories/macros at least 3–5 days per week.

  • Swap refined carbs for whole food sources (oats, rice, potatoes).

  • Introduce 1 higher activity day (hike, sports, longer walk).

  • Weekly check-in: Review weight, steps, calories, and adjust.

  • Cut late-night snacking by setting a “kitchen closed” rule.

Phase 3: Acceleration (Weeks 9–12)

Focus: Fine-tune & push for results.

  • Increase NEAT (aim 8–12k daily steps).

  • Dial in meal timing (3–4 balanced meals, minimal grazing).

  • Limit alcohol to 1x per week (or cut completely).

  • Refine portion sizes — aim for 80% fullness at meals.

  • Push intensity in workouts (supersets, shorter rest).

  • Add 1 recovery method (stretching, foam rolling, sauna, or yoga).

  • Track progress photos (compare to day 1).

  • Celebrate milestones (reward yourself without food).

The Bottom Line

Fat loss in 90 days isn’t about being perfect — it’s about building repeatable habits that stack up over time. Stick to this checklist, stay consistent, and by the end of 3 months you’ll look leaner, feel stronger, and have more energy. This is the blueprint I use with my Marylebone fat loss clients.

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